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September 27.2025
2 Minutes Read

Circuit & Chisel Raises $19 Million to Transform AI Agents for Businesses

Futuristic AI agents for small businesses interacting with icons.

Why AI Agents Still Haven't Taken Off

For entrepreneurs and business owners, the promise of AI agents has always seemed just within reach. Yet, companies like Circuit & Chisel, founded by former Stripe employees, are revealing that this technology hasn’t quite taken flight yet. These founders are working to solve a key shortcoming in current AI systems: the lack of truly autonomous "agentic AI." Most existing systems, like Siri, merely assist with tasks rather than perform them independently.

Paving the Way with New Protocols

The founders are introducing a new protocol named ATXP, transcending the limitations of today's AI interactions. Just as HTTP enabled seamless communication over the web, ATXP aims to allow AI agents to transact seamlessly across various platforms and payment methods. Imagine your AI agent handling everyday tasks—like purchasing groceries or booking a dinner reservation—without your direct involvement.

Backing from Fintech Giants

Circuit & Chisel recently raised $19.2 million in seed funding from an impressive mix of fintech companies, including Stripe and Coinbase. This support not only underscores the potential of their protocol but shows a rare moment of collaboration among potential competitors. The emphasis on neutrality in their protocol is key, as it seeks to foster trust and empower agents to operate fairly, regardless of financial systems in place.

What This Means for Small Businesses

As small and medium-sized business owners, the evolution of AI agents represents an exciting opportunity for automating tasks and enhancing efficiency. The potential applications range from customer service automation to streamlined procurement processes. Such tools may soon transform how you interact with technology, potentially leveling the playing field in your industry.

Take Action Toward AI Adoption

As this technology matures, consider how AI agents could fit into your business model. Equip yourself with knowledge of emerging technologies and explore how they can facilitate smoother operations. The experience of Circuit & Chisel may inspire you to adopt AI solutions in practical ways, directing your focus on efficiency and innovation.

If you want to understand how to implement AI in your business, it’s time to keep an eye on developments like ATXP and others. Explore these opportunities today to prepare for a future where AI can be your right-hand partner in achieving your business goals.

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09.26.2025

Amazon's $2.5 Billion Settlement: Lessons for Entrepreneurs on Subscription Practices

Update Amazon's $2.5 Billion Settlement: A Cautionary Tale for Entrepreneurs Amazon recently found itself in hot water, agreeing to a staggering $2.5 billion settlement over accusations that it misled millions of users into signing up for its Prime service. This case is particularly significant as it serves as a reminder of the complexities surrounding customer acquisition and retention in today's digital marketplace. The Stakes for Business Owners For small and medium-sized business owners, the Amazon settlement underscores the critical importance of transparent and user-friendly subscription processes. With the FTC highlighting that consumers felt deceived into unwanted subscriptions, it's essential to ensure that your business practices promote trust. Building a customer-centric approach can enhance loyalty and drive long-term success, while remaining compliant with current consumer protection laws. What Can We Learn? This settlement has set a precedent that could reshape how subscription models are structured in various industries. Entrepreneurs can take this as a cue to prioritize clear communication regarding the terms of service and cancellation policies. When customers feel empowered to make informed choices, businesses not only foster loyalty but also reduce the risk of backlash and potential legal ramifications. A New Era of Consumer Awareness The $1.5 billion dedicated to reimburse 35 million affected Prime subscribers illustrates the growing awareness and advocacy for consumer rights. Entrepreneurs might consider integrating customer feedback mechanisms into their business strategies, ensuring that your offerings truly meet their needs without resorting to deceptive practices. Taking Action for a Future-Ready Business In light of recent developments at Amazon, it’s more vital than ever to build a transparent business model. Streamlining your subscription processes, offering clear cancellation options, and actively listening to customer feedback can set your business apart. Consider adopting best practices in subscription management that not only attract customers but also cultivate a long-term relationship built on trust. By learning from Amazon’s missteps, you can better position your business for sustainable growth in a competitive marketplace. The challenges of the tech landscape are ever-present, but with the right practices, your business can thrive.

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Ben Carson Takes Charge as USDA Nutrition Advisor: Implications for Business Owners

Update Ben Carson's New Role: More Than Just Nutrition Former neurosurgeon and Secretary of Housing and Urban Development Ben Carson is taking center stage once again, this time as the top nutrition advisor at the U.S. Department of Agriculture (USDA). His appointment symbolizes a return to government for the Trump administration under a new light, focusing on what he calls 'common-sense policymaking' aimed at improving nutrition among American families. Carson stresses the importance of equipping vulnerable populations with the necessary tools to thrive, especially in the face of escalating nutrition-related challenges. Understanding the Impact of Nutrition Policy Carson's background as a neurosurgeon adds a level of credibility to his new role, but it is his political experience that shapes his approach to nutrition policy. In his capacity as an advisor, he will oversee essential federal programs such as the Supplemental Nutrition Assistance Program (SNAP), which is vital for low-income households. Carson has previously spoken out against sugary junk food being subsidized through these benefits, pushing for healthier options that can lead to better overall health outcomes. The Bigger Picture: Rural Healthcare and Accessibility In addition to nutrition, Carson’s role expands into rural healthcare and housing accessibility, areas where he has firsthand experience from his prior tenure in the Trump administration. His dual focus could lead to innovative solutions that not only address nutritional needs but also tackle the barriers faced by families in rural communities seeking access to quality health and food resources. This holistic approach may set a new precedent for how government engages with health and nutrition issues comprehensively. Looking Ahead: The Future of American Nutrition As Carson joins the Make America Healthy Again Commission, he is aligning with significant health objectives, including the careful evaluation of weight-loss drugs and medication overuse. The Commission aims to foster a culture of health awareness, while addressing the complexities of modern nutrition and health practices that Americans face today. The intersection of Carson's commitments to nutrition and health opens avenues for future policies that could reshape the landscape of public health. What This Means for Small Business Owners This change could present opportunities for small and medium-sized business owners in the health and nutrition sectors. As policies evolve under Carson's guidance, businesses can adapt by aligning themselves with emerging trends toward healthier products and services, fostering a proactive approach in a market that increasingly values well-being. The enthusiasm around renewed nutrition initiatives could inspire new entrepreneurial ventures focused on sustainable and healthy solutions.

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Unlock Business Potential with Microsoft’s AI Tools Featuring Claude

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